Credit Report

DO YOU KNOW WHAT'S IN YOUR CREDIT REPORT?

Having a good credit history is an important part of maintaining a happy, healthy, and financially fit life. A credit report is used as a future indicator of your credit worthiness, as it reveals pertinent information about your past and present payment patterns.

A credit report shows whether you pay your bills on time and what existing loans you currently have. If you have paid your bills on time in the past, this is a good indication to all that you will do the same in the future.

If you have problems paying bills on time (you forget to write a check for the monthly electric bill, phone bill, and credit card bill), it indicates that more than likely, you will also have a problem paying the monthly rent or monthly car payment. Landlords do not want to lease an apartment to a tenant with a shaky credit history. Likewise, an employer may not want to hire someone who does not demonstrate financial responsibility and maturity.

CHOOSE FROM ONE OF OUR TOP CREDIT REPORTERS BELOW

	Equifax Lenders, employers, car dealers, – they all can know your FICO® score, and so can you. FICO® is the same score that lenders use most to qualify you for credit. And it often determines both your credit amount and interest rates.
	Experian Free Credit Report and Score with a FREE 30-day CreditCheck Monitoring trial. Check for possible inaccuracies. Detect critical changes and potential identity fraud. Order yours now!
	MyFico Individual FICO® scores and credit reports from Experian, Equifax or TransUnion. Includes an explanation of the positive and negative factors affecting your score, plus access to the FICO® Score Simulator.