We understand the reasons that force consumers into debt: sudden loss of income, medical emergencies, marriage separation and over spending. Our Credit Experts can make a repayment plan to meet your particular needs.
Debt Consolidation
We show tens of thousands of clients just like you how to be debt free, avoid bankruptcy, and control credit. Through our personal and confidential debt consolidation program, we’ll put you back on the road to financial
freedom in no time. Here’s how it works. With just a simple phone call or online application, one of our credit experts will determine how we can go to work to help you cut your monthly bills to one, easily affordable amount.
Then, we’ll build a personalized plan to help you get rid of your debt once and for all. Our debt consolidation team will negotiate lower interest rates with your creditors and then reduce your monthly payments into one.
After that, our credit experts will give you the tools and support you need to stay out of debt for ever. Take a moment now and get in touch with us. If you have more than $2,000 in debt and a steady income, we can help.
Call now or fill out an online application and we’ll have one of our experts call you at the time and place you prefer. You’re only minutes away from feeling great about your fresh start.
Consolidate debt payments- Lower monthly payment up to 50 percent
- Reduce or eliminate interest
- Waive late fees
- Eliminate collection calls
- Reduce your stress
Debt Settlement Programs
For some clients, debt settlement turns out to be the best choice for credit repair. With this program, we’ll negotiate with your creditors to arrange a lump sum amount that will eliminate your total debt with a single
payment. You may be unable to pay out 100 per cent of your debt over time or in a single payment. Don’t worry. Our debt and credit experts will develop a customized solution, based on your income and ability to repay your
debts. Proposals like this can be structured to work over time, or in a single payment. Call one of our credit experts now. You’ll start to feel better right away.
You have some funds to cover your debts, but not enough to pay them off. What can you do to be financially free again? Simply call or fill out an online application to get started.
Debt Settlement is a process used by both debtors and creditors to settle a debt for less than what is owed. If negotiated properly on behalf of the debtor it can result in substantial debt reduction.
Most settlements typically range from 40 per cent to 60 per cent of the current debt, with average overall savings or around 50 per cent. You can pay out over time or in one single lump sum, depending on your financial situation.
Because our experienced team constantly deals with virtually every creditor, we’re in a great position to look out for your best interests, and get the most advantageous settlement.
- One low monthly payment up to 50 percent less than your current minimum payment
- Payless will negotiate 50-80 percent off what is owed
- No more calls from creditors
- Be out of debt within 12-30 months (average)