Mortgage Services

ABOUT OUR MORTGAGE SERVICES

We give you the ability to save money and time by refinancing your mortgage loan. Payless offers competitive low rates and is one of the internet’s most trusted sources for mortgage refinance. Our goal is to provide you with the essential tools and resources to make the best decision regarding your mortgage refinance options.

Lower your monthly payment with a lower interest rate
Increase cash flow – get a higher refinance amount and use the extra cash towards paying other bills.
Cut the length of your mortgage - refinancing to a lesser term (10 or 15 years) mortgage can save you thousands of dollars in interest

Home Purchase

Whether you are a first time home buyer or trading up to a larger home, we work to find the best home loan solution for you. That’s not always as easy as it seems: there are thousands of mortgages available at any one time, from various lenders. They cover just about every type of deal and cater to all sorts of different requirements. It’s important to work with a mortgage lender who can offer you the following important features in a Home Purchase Mortgage.

both fixed or variable rates
up to 100% financing
low interest rates

Home Equity
Home Equity Loans are fixed or variable interest rate solutions for getting cash out of available equity in your home. This equity could be used for any purpose such as: making home improvements consolidate debt vacations unexpected expenses

Line Of Credit

This will give you real control over your finances because you have immediate access to money whenever and wherever you need it or want it. Use it to buy a car or an RV... travel... pay off high interest debt... renovate your home... make an investment. It's your choice! A one-time application is all it takes.

The interest payments can be tax deductible
Lower interest and minimum payments
As you build equity, your line of credit automatically increases