OUR PRIVACY POLICY
Payless Solutions is committed to protecting the privacy of its clients’ personal information collected and maintained in the course of carrying on our business. We are pleased to provide you with our Privacy Policy which describes how we collect, hold, use, and when needed, disclose your personal information when doing business with you. We strive to provide our Clients with the best customer service. To us, that includes treating you fairly and with respect. We will in all cases, respect your privacy. The uses of information referred to in this document are subject to you not having refused or withdrawn consent to the collection, use or release of that information, where applicable.

COLLECTING AND USING INFORMATION
Personal information includes (but is not limited to) clients’ complete names, address, telephone numbers and e-mail addresses. We use current information to offer new products and services to our existing clients. In order to bring you these new products or services, Payless Solutions will share your information with our network of affiliates and marketing partners, unless prohibited by law or you advise us otherwise.

LIMITING USE
Information is retained according to our requirements and will not be disclosed for any other purpose than for which it was collected without your consent.

CONSENT
We will not provide any information to any person or organization without the proper consent unless required to do so by law.

PROTECTING INFORMATION
We protect all personal information with appropriate safeguards and security measures. We will retain your information for the time that it is required and it will only be used for the purpose(s) it is intended. At Payless Solutions, we manage privacy to the standards as specified by law.

RELEASING INFORMATION
Payless Solutions may disclose information about you to third parties including Payless Solutions partners, either in your region or nationally who may be able to assist you with any of the products listed on our website. We will investigate and respond to your concerns about any aspect of our handling of your personal information.

EMPLOYEES WHO HAVE ACCESS TO YOUR INFORMATION.
Payless Solutions employees may have access to your records providing they have a specific need to know in connection with the servicing of your account, and to assist you with any requirements. We require that all employees sign a document stating that they understand and will comply with our Privacy Policy.

Payless Solutions appreciates your business and promises to handle your questions regarding personal information in a prompt and courteous manner. You can write to us at privacy@paylesssolutions.com

Protecting your privacy is very important to us whether we conduct business through the Internet or over the phone. Our goal is to treat the personal information you provide us with the utmost respect and in accordance with this Privacy Policy.
MOBILE ALERTS/SMS PRIVACY INFORMATION

Payless Solutions is serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.

"You" or "Your" means you as a participant in or as a user of the Payless Solutions website. "We" or "Our" or "Us" means Payless Solutions. "Our site" means Payless Solutions.

All information transmitted, printed or otherwise submitted to Payless Solutions via this website shall be deemed to be the property of Payless Solutions and Payless Solutions shall be free to use such information for any lawful purpose as detailed herein.

This site contains links to other sites and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

Section 1 - Collected Information

We automatically collect and/or track the following:

  • Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser)
  • Information knowingly provided by you through on-line forms, registration forms, surveys, and/or other entries, such as email addresses, personal, financial or demographic information
  • Information, user specific or aggregate, on what pages our visitors access; and E-mail addresses of visitors that communicate with Payless Solutions via e-mail
Section 2 - Use of Data Collected

We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry.

Section 3 - Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes:
  • considering you for a Payless Solutions product
  • for marketing products and services which we determine, in our sole judgment, that you might find of interest
We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest

Section 4 - Your Opt-Out Rights

You may opt-out of receiving communications from us and/or our partners by not submitting your information. We also allow you to remove your information from our marketing lists. If you remove your information from our marketing lists it will no longer be used by us to send promotional correspondence to you. You can remove your information from our marketing lists by sending your request in writing via email to admin@paylesssolutions.com.

Section 5 - We Do Not Intend to Collect Data from Children

The information and services provided to us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside Payless Solutions. No part of Payless Solutions’s web site is structured to attract anyone under the age of 18.

Section 6 - Our Right to Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Section 7 - Our Right to Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Section 8 - Our Contact Information

If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us via email sent to: optout@paylesssolutions.com.

Section 9 - Anti Spam Policy. Can-Spam Act Compliance

Payless Solutions is dedicated to ensuring compliance with the 'Can-Spam Act', which took effect January 1, 2004. You may receive email from Payless Solutions in the following circumstances:
  • Acknowledging your application has been received and requesting additional action
  • Requests for additional information to support your current application
  • Response to your inquiries regarding the status of your loan, payment due dates, extension requests and other transactional requests
  • Thanking you for your valued business
  • Advertisements for our products, services, changes in services, new product availability
  • Advertisements for third party products and services where we have determined that such product or service may be of interest to our customers
To ensure compliance with the Can-Spam Act, Payless Solutions has implemented the following guidelines for email delivery:
  • All emails sent to you by Payless Solutions will clearly identify Payless Solutions as the sender. FROM / SENDER: Payless Solutions
  • The Subject Line of any email you receive will always accurately describe the subject matter of the email
  • Any email from Payless Solutions will include the ability to unsubscribe from future email messages
  • Unsubscribing will ensure the customer is removed from ALL lists at Payless Solutions; this excludes customer service emails regarding the processing and status of a current product
  • Advertising emails from Payless Solutions will include information that the email is an advertisement, either in the body or footer of the email
  • All emails sent to you directly by Payless Solutions include valid postal address information in the footer
  • All third party marketing partners are required to comply with the Can-Spam Act
  • Emails sent to you directly by Payless Solutions will include an email address and physical address where you can send suggestions, complaints or other correspondence
Section 10 - Information for ISPs

Web site: Payless Solutions
Email Address: info@paylesssolutions.com

Payless Solutions understands consumers' concerns over the use of their personal information. We hope this information will relieve any concerns your company may have regarding our email policies. Payless Solutions and its affiliated sites use only an "opt-in or opt out" method of obtaining customer information, and it is not our policy to send unsolicited email. We obtain email addresses and personal information from third parties that follow the same set of policies. Payless Solutions email messages sent include the following information about the origin of the emails and include instructions on how recipients can unsubscribe from receiving future email messages:

From time to time, Payless Solutions will enter into an arrangement with a third party website to allow individuals to opt into our marketing program on those third party websites. In each case the third party websites have represented and warranted to us, among other things,
  • that the data was collected voluntarily from individuals on website registrations and co-registrations
  • that the sellers have a right, under any applicable privacy statements, to transfer the data to us, and that Payless Solutions has the right to send marketing offers to the individuals
We hope this information satisfies any questions or concerns you may have regarding the email practices of Payless Solutions. If you have additional questions or wish to discuss this matter further, please contact us at admin@paylesssolutions.com.